Estate planning is often viewed as something only married couples or parents need to think about. But in Connecticut, single adults have just as much at stake—sometimes even more. Without a clear estate plan, state law, not your preferences, will determine what happens to your assets, health care decisions, and end-of-life choices. At Maffeo Law Offices, we can provide legal assistance to the Waterbury public and help you put the right documents in place for long-term peace of mind.

Why Estate Planning Is Essential for Single Adults

When you don’t have a spouse or children, the people you trust to manage your affairs may not be the individuals the state chooses by default. Creating a plan ensures that your wishes—not automatic legal rules—guide what happens if you become ill, incapacitated, or pass away.

1. Control Over Your Assets

If you die without a will in Connecticut, the state will distribute your assets according to intestacy laws. For single adults, this may mean:

• Assets going to parents or siblings, even if your closest bonds are with friends or extended relatives
• No ability to leave specific gifts or donations to people or organizations that matter to you
• No control over who handles your estate

A well-drafted will ensures your property goes exactly where you want it to go.

2. Naming Someone to Make Medical Decisions

If you become incapacitated, Connecticut law designates who can make medical choices on your behalf. For single adults, this may be a relative you’re not particularly close to—or someone you would not choose.

A Health Care Proxy (or Health Care Representative Appointment) lets you designate the person you trust most to decide for you.

3. Financial Protection Through a Power of Attorney

A Durable Power of Attorney allows someone to manage your financial affairs if you cannot. Without it, your family may need to go to court to gain authority, which can be costly, time-consuming, and stressful.

Choosing your own representative prevents delays and ensures someone reliable can manage your bills and assets when needed.

4. Planning for Incapacity While You’re Young and Healthy

Incapacity isn’t limited to older adults. Illnesses, accidents, or emergencies can happen at any age. When single adults don’t prepare, loved ones are left guessing—or courts step in.

A complete estate plan eliminates uncertainty and protects you during life as much as after death.

5. Supporting Causes and People You Care About

Many single adults want their estate to benefit:

• Nieces or nephews
• Close friends
• Charities
• Pets

Without a plan, these individuals or causes may receive nothing. Estate planning provides clarity and ensures your values are honored.

6. Privacy and Avoiding Unnecessary Court Involvement

A trust or structured estate plan may help your estate avoid probate or simplify it. This can:

• Reduce court involvement
• Maintain financial privacy
• Minimize delays

Even a basic plan can prevent unnecessary complications.